“PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL SOCIALIZATION DAN FINANCIAL SELF-EFFICACY TEHADAP FINANCIAL MANAGEMENT BEHAVIOR MELALUI LOCUS OF CONTROL SEBAGAI VARIABEL INTERVENING DI UNIVERSITAS PANCASILA”, ekobisman, vol. 7, no. 3, pp. 190–202, Jun. 2023, doi: 10.35814/ekobisman.v7i3.5110.