“PENGARUH FINANCIAL KNOWLEDGE, FINANCIAL SOCIALIZATION DAN FINANCIAL SELF-EFFICACY TEHADAP FINANCIAL MANAGEMENT BEHAVIOR MELALUI LOCUS OF CONTROL SEBAGAI VARIABEL INTERVENING DI UNIVERSITAS PANCASILA”. EKOBISMAN : JURNAL EKONOMI BISNIS MANAJEMEN 7, no. 3 (June 22, 2023): 190–202. Accessed September 28, 2026. https://journal.univpancasila.ac.id/index.php/ekobisman/article/view/5110.